Obamacare is a political Issue – whether we like it or not.
I’m not political. I’m a businessman, and I’m talking about the business of health insurance and healthcare coverage. That business is changing, and it’s going to change even more.. My name is Brent Heurter. I’m the Founder and CEO of WOW! Insurance Marketing and presenter for the Health Agent Success presentation that I hope you’ll be attending. I’m neither pro-ACA or Anti-ACA, but we have to face the facts.
- The Trump administration and many Republicans have vowed to repeal the ACA.
- ACA-opponents in the federal government control The House, Senate & Presidency
- When “repeal and replace” didn’t work in 2017, Trump and congress decided to sabotage Obamacare. (I’m not saying this is right or wrong, just that we need to recognize the reality of the situation.)
- Working overtime to repeal the law, telling the American people that the ACA is dead and gone,
- Slashing advertising by 90%
- Cutting enrollment support by 40%
- Ending key payments to insurers while Congress refused to appropriate them and take the issue off the table — the Republican Party and Trump did everything they could throughout 2017 to undermine Obamacare.
Obamacare Is Resilient, But Only For Lower Income Folks.
The Trump administration released a report recently saying that 11.8 million Americans enrolled in health coverage for 2018 through the law’s insurance marketplaces, down just a tick from the 12.2 million sign-ups in 2017. In the 2017 numbers: 11.8 million enrollees, 83 percent of whom received premium subsidies, which left them with an average monthly premium of $89. Obamacare’s marketplaces are not exactly, on the whole, a robust and competitive market. For millions of people, insurance is still unaffordable. But for millions of others, the law is providing them with meaningful financial protections against medical bankruptcy. I’m going to talk to you at the Health Agent Success presentation about helping the millions of people who find individual health insurance unaffordable, and how you can help them get coverage, and make good money doing it.
Here’s Who Is Hurt Most By The Efforts To Limit Obamacare – These are the people we can help!
One group is left out in the cold under what Obamacare has become: People making more than 400% of the federal poverty level ($81,000 for a family of three) don’t receive any help from the federal government to buy their insurance. They bear the full brunt when insurers hike their premiums to account for Trump-inspired uncertainty or the GOP’s repeal of the individual mandate.
Covered California Says Rates Will Continue To Skyrocket
If anything is predictable about the attacks on the Affordable Care Act by President Trump, and the Republican controlled Senate and House, it’s that the costs of their handiwork will be felt by ordinary Americans for years to come.
Now, thanks to Covered California, the state’s ACA insurance exchange, we have the first estimate of what those costs will be for 2019. The bottom line is premium increases in the range of 16% to 30%.
Covered California’s report is titled “The Roller Coaster Continues.” That’s apt. Beyond a background increase in medical costs of 7% across the board, the other increases are highly responsive to federal policies. Since the Trump administration took office, those policies uniformly have pressured premiums higher.
It’s not the poor who are getting hammered
Another important consideration is who will suffer most from the projected increases. It’s not the low- and moderate-income families who are insulated by federal premium subsidies, which rise as overall premiums climb. It’s families over the income limit for the subsidies, which is set at 400% of the federal poverty line. It’s crucial to bear in mind that these are not wealthy households: Their median income is $75,000, the exchange’s report finds, compared to $66,000 for all individuals ages 19 to 64.
“The working middle class that are not getting subsidies got hit hardest in 2018 and would be hit hardest in 2019,” Peter V. Lee, Covered California’s executive director.
I’ve been in the business for over 25 years and I’ve seen a lot of changes in healthcare. However the changes happening now offer the biggest opportunity I’ve seen in my career.
It’s A Perfect Storm
We have the perfect storm. Trump is in office, Obamacare is being dismantled piece by piece and healthcare premiums are skyrocketing. For the first time in their lives, well-off families are going without health insurance because they simply can’t afford it.
Here’s How You Can Make More Sales
Americans are in desperate need of affordable healthcare and we have the solution. We have an exclusive program that offers better benefits, gives Americans the freedom to go to almost every hospital or see any Doctor in the country, is half the cost of Obamacare and is exempt from the ACA, so no fines, penalties or government involvement in their healthcare.
Let Me Underline That…
– Better Benefits – Half The Cost Of Obamacare – Exempt From The ACA – Biggest & Best PPO Network In The USA
Here’s 2 More Major Advantages You’ll Have
1.Only 1000 California Agents will be allowed in the program. With the Health Agent Success system, you can now sell health coverage year round. 2. No need for qualifying events or waiting until Open Enrollment. We’ve created the environment here for the very best salespeople to thrive with the highest comp, industry-leading technology and qualified inbound leads looking for affordable healthcare. All we need you to do is help people get the affordable healthcare they need and deserve.